I finally got an offer to upgrade my mobile phone, and predictably opted for the iphone.
I was already with o2 through Carphone Warehouse so it should have been a simple upgrade, and so I went to visit my local store. Problem is, the insurance is a rip off at £35 a quarter. And you do need insurance, as the contract obliges you to replace your phone if it’s nicked and then continue with your contract.
Over the road at the o2 store, insurance was only £7.50.month. However, after much discussion, it transpired that I’d need to give one month’s notice at Carphone Warehouse, and then register as a new customer at o2. What a hassle.
I went home somewhat frustrated, and turned to Google. I soon discovered several other policies at less than £5/month, plus other blogs about the iphone insurance rip-off.
Tonight, I checked with my household insurer (Direct Line), and I’m already covered. The phone’s not even active, yet by lunch time today, a friendly sales assistant from Carphone Warehouse phoned me to check if I wanted insurance.
We’ve also now realised that GastroGrrl won’t need to insure her phone either (offered at £6/month by Orange). She’s alread saved £190 by not upgrading through Carphone Warehouse, and going drect to the Orange web site.
So, shop around, check your existing household policies, and don’t be pressured into taking a phone company policy.
I had the same issue with cold calls, but then i found a site on facebook for iphone insurance. they cover accidental damage and water damage along with normal hardware failure a zero deductible. so i sent a email and also spoke with the owner, very polite and nice might i say and i purchased a warranty, the company also covers the full retail price of the phone not the upgraded price.. visit http://www.phoneguardglobal.com
Janet